I have just received my renewal premium for 2 indoor cats of £1,237 per year!!. Yes 1 is 15 years old so clearly seen as a risk and the other cat is 8 years old. They are both indoor cats which puts them at less risk of a number of potential issues and tesco are aware of this as it is written in my policy document. I have been insured with tesco for approx 10 years and during that time I have had very few claims although in the last month (just prior to the renewal!) I have had to claim £400 of vets fees. I think this renewal premium is a completely unreasonable amount to expect any pet owner to pay and don't believe it is justified. You can insure a young driver in a powerful car for less than this!! I do have to say however they have never quibbled over paying out any claim.