Joined Kennel Club insurance as I had a free trial when I bought my puppy and, stupidly, thought the Kennel Club name would guarantee some standard of service. The price doubled within a year. I was told as I'd made a claim I was tied into another year at the inflated price. The customer service was shocking. Just don't think the name stands for anything. I felt this company would steal my teeth and come back for the gums. Consider yourself warned!