Just received our renewal notice for our PMD. She is three years old with no claims. The premium has gone up 22%, which I struggle to justify.
I spoke to M&S who started to explain to me how insurance works, I cut them off mid-sentence and said that no claims means a discount in other areas of insurance and that, like so many companies, M&S spends more on discounting for new clients than on retaining existing!
Pyrenean Mountain Dog (Great Pyrenees)