I was insured with Argos for one year only. Unfortunately I had not spotted the fact that with my particular insurance every condition is only insured for the first year, so in protest I left. The last claim I made was for some £600 and they first paid some £300. Upon querying they said they had to check with my vet. The next query was the same. In the end they said my claim extended beyond the end of the insurance. This was not true. So they paid another ca £300 and I am to this day still querying the last ca £25 outstanding. Would never reinsure with them.