My experience at the beginning was good, and at the end of the first year the premium went up c. 4.5% which seemed fair. However then I started to regret signing up with them, the premium increased by nearly 22% for a lesser level of cover (so like-for-like it would have been significantly more than this); and I have now just had the renewal premium through and the increase on last year is 30%!! This gives an increase over just three years of over 65%, and for a lesser policy than the original...scandalous. And before anyone asks we have made no claims.