time to settle claims and huge premium increases


Boxer now 9 years old, initially M & S seemed reputable and providing good cover...however he is now costing nearly £200 a month to insure and we pay 20% of bills in addition to increased excess. Claim submitted by vet in April still not processed. Last claim took 4 months to pay out. Wish I'd never assumed M & S would mean quality product.


Large Mixed Breed (60+ lbs)


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