I would like to say that I have had my 12 year old Labrador insured with sainsburys since he was 2 months old, and can say that I have never had any problems with any claims. He was diagnosed with a ruptured cruciate ligament at 4 years of age and underwent major surgery costing £3k+ and has had multiple ongoing issues since, not once have sainsburys ever hesitated in paying out fully and quickly. I would definitely recommend them.