I had both cat & dog insurance with Paws & Claws, recently made a claim for a bacterial skin infection that my dog had (£300), they have paid up less the excess without any trouble but just received my new premium costs and they have gone up 55%, when I questioned it they told me that the government have increased the tax on pet insurance hence why my premium had gone up and that I had made a claim!! My cat insurance has also gone up 38% and I haven't even made a claim. I'll certainly be looking elsewhere but will struggle to get my dog covered for any skin problems if I move!!