I took out pet Insurance with Argos 5 years ago for my now 7 year old Shetland Sheepdog. In the first year the premium was £8, following year the renewal went up to just over £17, and increased each year by massive amounts. My current premium is just over £60 and my renewal came in yesterday at £just over £97. I have made no claims for my dog for over 2 years. I have spoken to Argos in the past and one excuse was that because of our postal code they find the vet's fees to be higher??? My dog has a heart murmur which has never required treatment and can not actually be heard by some vets but because of this I am unable to move to another insurer as her heart would not be covered for any ailment. Also minor ailments over the years such as sickness bug, ear infection would mean that her ears or gastric problems would not be covered. Basically caught between the devil and the deep blue sea.
Be very wary about low premiums offered as they are unlikely to remain that way.
I had initially been with PetPlan and wish I had stayed with them.
Argos and other companies like them are nothing but rip off merchants.
They are also slow in paying out for claims.