We had our dog insured with the premium level insurance through M&S from 8 weeks old. She was diagnosed with cancer at 6 years old and had to board at a vet school for 4 weeks for radiotherapy. This cost nearly £6500 and M&S insurance paid out without any questions. She beat the odds and survived another 4 years and all we had to pay was the excess of £75 once a year. We had a lot of claims for further tests and chemotherapy as well as
Claims for fuel to drive the 150 miles to the vet school for follow up appointments. Some pet insurances have limits per condition so it's well worth reading the small print. The premium policy covers your for £7,000 per year. Although our insurance premium did go up over the last few years we were happy to pay this as if it wasn't for having such a good policy our dog wouldn't have been able to get the best treatment available to her..