I've been with Argos since getting my cat (as a kitten) and have the platinum service which has been good and comprehensive. In the past 5 years I have made 1 small claim in 2011, my annual premium started at £79 rising every year but for the past 3 years it's been around £112 (it was more but haggled) this year it's £159.00! I spoke to Argos yesterday and queried the price hike. I had obtained an online quote from the Argos website for the same cover and it was £113. Was told that this was because the wouldn't be paying for existing conditions on new customers - said that my cat was well and didn't have any existing conditions but they won't budge on the price. Shop around!!!