We have been with these cowboys for 2 years, took out for life cover on our labrador who is vacinated upto date. Paying for max of £20000 for single illness. He had mild case of vomiting last year that we claimed for. Sent us a shitty letter saying he was no longer covered for anything GI, currently been investigated for vomiting and ? has an ulcar. £1500 so far and off to Royal Vet Collage next week which could end up another £1500-2000. We will be going to insurance ombudsman as they are in breech of contract. Utter money grabbing robbers.