My previous insurer's pulled out of pet market and handed over to a new provider who's almost doubled the premiums for my 2 dogs. Lifetime is only company out of 11 I tried willing to provide lifetime cover not just for the 7 year old but also for my 11 year old Jack Russell who had a mast cell tumour removed 18 months ago. Once he gets to 24 months clear under their policy it will not count as a pre condition and it will be covered- no-one else would do that. Quotes for both dogs very reasonable indeed. Very helpful on phone. Hoping will be OK if need to claim in future but happy to give a go.