We would never have been able to afford the £7500 which the insurance company paid for the treatment for the life threatening blood condition our Cocker spaniel Molly developed. As a result we had her company for an extra 2 years. When we finally had to make the decision for euthanasia due to another condition the policy not only paid for vet fees and cremation but also refunded her purchase price as she was under 8 years old. We can't recommend it any more highly!