Licence to steal. Am absolutely disgusted with Marks and Spencers.I have just been informed that they are now charging me £163 a month for my 10 year old West Highland Terrier. She is on tablets which cost £76 every 3 months. They have you over a barrel. They get you in with a good deal and then the price goes up and up. PLEASE DO NOT TAKE PET INSURANCE OUT WITH THIS COMPANY!