Searched the Web high and low for an alternative company from petplan whose prices seemed to be increasing by £4 per month each renewal.
Lifetime cover was not the cheapest alternative but laid things out clearly and honestly. Only fly in the ointment was for dogs over 7 with a 20% surcharge, as mine is only 2 we have a way to go.
Phoned up with a couple of questions and got precice answers, obviously a small company with hands on owners.
Like all dog owners I hope I do not have to put things to the test.