I have a 7yr mini poodle and have been with Animal Friends all his life. He has a skin problem and has to see the vet every 3mths and has Apoquel daily. My normal monthly DD is £23.19, it has now doubled to £45.92 and basically I'm screwed because no-one else will insure him with existing and so I have no choice but to stay but I think they are terrible to just double your policy. Although they have always been good and paid up when I've claimed I'm not amused by them.