I had 4 dogs insured with Churchill £3,000 vet fees per dog and the price was very reasonable, I never thought I would have to claim it was more piece of mind but my lovely boy Joey became ill a few months ago and having spent over £1000 at my vets with him still ill we were refered to a specialist centre, where he was diagnosed with pancreatic cancer at just 4 years old,and sadly we had to have him put to sleep, Churchill was fantastic they paid both vets out with no problems and even rang offering condolences for our said loss I cannot recommend dog insurance enough as for not much more that the cost of a takeaway you can have piece of mind that there is money there to help your pet.