Payed for the highest insurance they offer for my pug. We took him to the vets 2012 breathing problems. We took him home the same day and did not claim against the insurance. He started to have fits and we took him back to the vets in 2014. The vets said he needs an op because the breathing has got really bad and may be causing the fits. The insurance would not pay out as he had a breathing problem in 2012 and it had been 360days after. The vets the wanted to do a MRI scan as he may have a problem with his brain and yet again the they would not pay out as the said it the same as the breathing problem even tho the vet has written to the twice stating this is a complete different problem.