Worst thing I ever did having pet insurance with Sainsburys this is my 11th year they no that after you have been to a vet and any think that is noted you can not claim if you move to another insurer so you have a job moving to another company as any thing on record you would not be able to claim for so you are tied to them if you want full cover they give you a cheep premium the first year and from then on the only way is up I made 2 small claims 8 years ago nothing since start premium £100 this year £604 rip off merchants