I have been with more than for over ten years, and i have only claim twice for my dog, which when I first started I was paying £17.99 a month, and then to £34.70 because she was nine years old, and as I have put in my second claim they have put it up to £74.90 a month, and as I can't afford to pay that I have had to cancel it, do they do this on purpose so you do cancel and they don't have to pay anything to help you, when they know your older dog will need more vet care.