I have a 5 year old Lab with no past or present health problems known. My renewal quote with Tesco just came in and it's gone up 30% from last year even though I've never had a single claim.

I tried LPC and the quote was a bit cheaper, not loads and the cover limit was a little less than Tesco but their reviews are great and people say how personal the service is, not like the major insurers who take your business for granted.

So far so good although an insurer only shows their true colours when you make a claim. I'm confident enough to give LPC the benefit of the doubt though.