After one year with L&G 33% increase in premium due to age. OK, I can accept the risk increases but on asking for details on how the premiums might increase in future years I was robbed off with 'they are set differently each year and we do not know what they will be'. The person dealing with me did not deny that I can expect similar increases the same magnitude year on year when I suggested that her inability to offer any information on existing trends tends to confirm my supposition. Honesty in dealing with customers goes down much better than evasion.