The John Lewis Pet Insurance policies are all Lifetime Pet Insurance products offering cover for vet fees up to the chosen limit per year for all conditions except those in evidence before the inception of the policy (pre-existing conditions). This means that they will cover claims for vet fees up to the policy limit each year. Cover for an condition will continue in any subsequent year providing the policy is renewed with no break in cover. Cover is provided for Third Party Liability for dogs only, with a £250 excess on each claim. All policies offer cover for death from illness or accident (up to 9 years of age), emergency boarding fees if you are ill, accidental damage cover, advertising cost cover if you pet is lost or stolen, and complementary treatments with applicable pay out limits for each item from within the overall cover limit.

Choose between vet fee cover options of £3,000 in the Essential policy, £7,500 in the Plus Lifetime policy, and £12,000 vet fee cover in the Premier policy. The Plus and Premier policies offer cover for overseas travel with your pet, or holiday cancellation due to a pet emergency.