Ranked
Read customer reviews for The Insurance Emporium Pet Insurance (Equine and Livestock Insurance Company Ltd). They offer Public Liability cover for dogs, and Accident Only, Time Limited, Maximum Benefit and Lifetime Cover polices with choices of maximum payout limit for each type of policy for dogs and cats and optional extra benefits such as 24 hour lost and found service, 24 hour vet helpline, premium waiver if you are hospitalised, injured, die or are unemployed.
They have senior pet insurance policies available for dogs and cats over 8 years old and they offer multi pet policy discounts.
Some customers found their claims were settled quickly and their team empathetic but others have found their customer service team difficult to get hold of, and premiums increasing substantially.
Reviews
- 97 reviews
- Excellent
6%
- Very Good
3%
- Average
2%
- Poor
6%
- Terrible
82%
Cats & Dogs: The Insurance Emporium offer several types of Pet Insurance policy. Choose between their Accident only, Time Limited, Maximum Benefit and Lifetime cover policy options.Their Accident Only cover offers cover for vet fees for an injury up to £3,000. Once the limit is reached no further cover for that injury is available. Up to £250 cover for Hydrotherapy treatment. There are elective benefits of 24 hour lost and found service, 24 hour vet helpline, premium waiver if you are hospitalised, injured, die or are unemployed.
Their Time Limited policies offer cover for Vet fees or complementary treatments for illness or injury for 365 days from first onset of injury or condition up to the maximum payout limit selected. Once time limit as passed that illness or condition is no longer covered. 3 levels of cover available Bronze: £1,500 vet fees; Silver £4,000 vet fees; Gold cover £6,000 vet fee cover.
Their Maximum Benefit polices offer cover for vet fees or complementary treatments for illness or injury up to the chosen pay out limit. 3 levels of cover are available Bronze: £2,000 vet fees; Silver £4,500 vet fees; Gold cover £7,500 vet fee cover.
Their Lifetime policies offer cover for vet fees or complementary treatments for all eligible illness or injury up to the chosen pay out limit. Cover renews each year if the policy remains in force with no break in cover. 3 levels of cover available Bronze: £2,500 vet fees; Silver £5,000 vet fees; Gold cover £8,000 vet fee cover. Individual limits apply for death of pet, loss, special diets, hospitalisation, hydrotherapy, vet consultation fees, Boarding kennels, holiday cancellation, etc where covered by the policy. Public Liability cover for dogs only.
Horse Insurance: The Standard horse insurance cover is for Loss through Theft or Straying, and for the Death of your horse. You can add additional cover including Vet Fee Cover for Accidental Injury and/or illness, Transportation and Livery cover, Loss of Use, Public Liability Insurance, European Use of horse, Disposal Costs cover, Dental treatment cover for you, Saddlery and Tack cover and Premium Waiver cover and Personal Accident cover. They offer a Legal Helpline for advice.
Their Standard Veteran Horse cover is for Death from Accidental Injury only, Loss or straying. You can add additional cover including Vet Fee Cover for Accidental Injury, Transportation and Livery cover, Colic cover, Public Liability Insurance, European Use of horse, Disposal Costs cover, Dental treatment cover for you, Saddlery and Tack cover and Premium Waiver cover and Personal Accident cover. They offer a Legal Helpline for advice.
Rider Insurance: Cover for Juniors (5 - 17 years of age) and Seniors (18 - 75 years of age). Benefits include Emergency Vet Fees for Visible Accidental Injury only, Public Liability cover, Custodial Liability cover, Saddlery and Tack, Dental Treatment for you following an accident and Personal Accident cover. optional extras include Premium Waiver cover, Riding Clothes and Legal Helpline.
Dog and Cat policies: Variable Excess applicable and this insurer only pays a small contribution to vet consultation fees, hospitalisation fees, and follow up appointments, etc. Excess applicable on Public Liability cover for dogs.
Horse Insurance and Veteran Horse Insurance: Vet Fees £150 Saddlery and Tack £85 Public Liability £250
Rider only policies: Various.
Dogs and Cats: Cover up to 8 years of age on standard policy and Senior policy for 8 years and over.
Horse Insurance: From 31 days to 20 years of age.
Veteran Horse Insurance: From 20 years old with no upper age limit.
Rider Insurance: Policies for riders from 5 years to 75 years of age.
Dog and Cat policies: 14 days.
Horse and Veteran Horse policies: 14 days Rider only policies: various
Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy.
Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.
The insurance emporium is a trading name of the Equine and Livestock Insurance Company Ltd. They offer Public Liability cover for dogs, and Accident Only, Time Limited, Maximum Benefit and Lifetime Cover polices with choices of maximum payout limit for each type of policy, for dogs and cats. They have policies designed specifically for older pets. There are elective benefits of 24 hour lost and found service, 24 hour vet helpline, premium waiver if you are hospitalised, injured, die or are unemployed also available.
They also offer horse insurance, veteran horse insurance and horse rider insurance to protect you and your horse from the unexpected. Their policies allow you to build the cover you need form a range of options so your insurance fits your needs and your budget.